When it comes to finding the right mortgage to suit your personal needs, AEON’s mortgage specialists will help you to understand all the different options available. Our personal approach makes the stressful nature of buying a property just that bit easier because we know that some guidance can make all the difference. You can be confident that AEON’s main priorities are to secure both your home and your financial future.


Mortgages

A mortgage is a loan taken out to help cover the cost of buying property. The amount that can be borrowed depends on the mortgage product itself and the client’s ability to repay the mortgage. As with any loan, the sum accumulates interest and must be paid back within a certain time frame, usually around 25 years.

"We've rented out the kitchen for extra money to pay the mortgage. Want to eat out?" - a cartoon about  mortgages and repayments.Because the loan is secured against your property, if you fail to keep on top of repayments, your home could be repossessed. Therefore, the short and long term demands of a mortgage must be explored and weighed against the flexibility and benefits it offers so that your financial future can be planned appropriately.

If you take out a mortgage directly through a High Street bank or building society you may not be aware that you are only receiving information about part of the mortgage market. But there are other options. For example, whole of market mortgage advisers are able to review the extensive range of mortgage products that are offered by many different lenders, many of which are not available direct to the public.

At AEON, our advisers work with you to select a mortgage that you will be able to repay comfortably, while ensuring that you completely understand your commitment so there won’t be any nasty surprises. We search out the most comprehensive mortgage options, specific to your requirements, and can also combine this with excellent advice on how to secure your finances for the future.

Contact AEON‘s mortgage specialists to make your property buying a happy experience.